One integration. Every insurer.

Embedded Insurance Infrastructure for Africa

We help platforms launch insurance products through the channels their customers already use — one integration, live in days.

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Rwanda Uganda Kenya

Faster launch

Weeks, not months

Lower cost

Single integration

More reach

Embedded everywhere

InsureRail Africa connecting banks, telcos, mobile wallets, lenders, insurers and digital platforms across Africa

The embedded rail Channels → insurers

The problem

Insurance is still hard to distribute digitally

Platforms want to offer cover their customers need — but going from idea to live product is slow, costly and fragmented.

Fragmented insurer relationships

Multiple integrations and direct processes slow everything down.

Heavy integration effort

Complex APIs and legacy systems increase cost and timelines.

Slow time to launch

Months of build and testing before you can offer a single product.

Limited digital claims flows

Manual steps and paper processes create poor customer experiences.

InsureRail removes each of these with a single integration. See how →

The platform

One infrastructure layer for embedded insurance

InsureRail sits between the platforms your customers already use and the insurers behind the cover — so you integrate once instead of building to every insurer.

Distribution channels where customers already are

Banks Telcos Mobile wallets Lenders Digital platforms

InsureRail Africa — the embedded insurance rail

APIs · premium collection · policy rails · claims orchestration

Single integration

Insurers & products underwriting capacity

Radiant SanlamAllianz Jubilee Britam Prime CIC

Insurer integrations

Pre-built connections to insurers across markets to standard APIs.

Premium collection & reconciliation

Real-time collection from any channel with automated reconciliation.

Product & policy rails

Configure, price and distribute products with no core system changes.

Claims & workflow orchestration

Digital FNOL, routing and settlement across insurers and partners.

Use cases

Insurance journeys customers already understand

Embed the cover customers already get — credit life, devices, health, vehicles and more — right where they transact.

Credit life

Protect families and loans with simple life cover.

Device cover

Cover for phones, laptops and other devices.

Personal accident

Financial protection against accidents.

Health / hospital cash

Cash benefits for hospital stays and medical needs.

Agriculture protection

Weather and crop protection for farmers.

Merchant / asset cover

Protect businesses assets and daily operations.

Vehicle / motorbike cover

Protection for cars, motorbikes and boda riders.

Who it’s for

Built for the full insurance distribution ecosystem

One rail that creates value across the chain — for distributors, insurers and the customers they serve.

For distributors

Embed insurance in your customer journeys
Go to market with pre-built products
Increase adoption and customer loyalty

For insurers

Reach new customer segments
Lower cost to acquire and service cases
Access real-time data and insights

For customers

Simple, relevant cover in moments
Faster claims with digital options
Protection that fits real life

Why InsureRail

What makes InsureRail different

Built API-first and distribution-led, for African markets — not a legacy core with an API bolted on.

API-first infrastructure

Modern, well-documented APIs and webhooks for developers.

Multi-insurer model

Choice and competition to access multiple insurers and products.

Claims workflow layer

Digitalise the entire claims journey with configurable workflows.

Africa-first compliance approach

Designed for local regulation, data residency and governance.

Distribution-led model

Built with distributors in mind, not just for insurers.

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Let’s build the rail together

Tell us about your platform and we’ll show you how to embed insurance your customers will actually use.